Closing Costs Calculator
Calculate the mandatory closing costs (Nebenkosten) for buying property in Germany.
Purchase Details
Closing Cost Breakdown
Understanding German Closing Costs
The purchase price is just the beginning. Understand all about closing costs in Germany in our dedicated article
Property Transfer Tax (Grunderwerbsteuer)
Depending on the Bundesland, this tax ranges from 3.5% to 6.5%. You receive the bill from the Finanzamt roughly 4-8 weeks after the notary appointment.
Notary & Land Registry
These fees are set by law (Gerichts- und Notarkostengesetz) and depend on the property value. Budget ~1.5% for the Notary and ~0.5% for the Land Registry entry. You cannot negotiate these fees.
Broker Commission (Makler)
Since 2020, the seller and buyer typically split the commission 50/50. The standard rate is 3.57% each (incl. VAT). If you buy from a private seller or developer, you might pay 0%.
Pro Tip: The 'Kitchen Trick'
If the property includes a fitted kitchen (Einbauküche) or other furniture, you could list it separately in the contract! You do not pay tax on movable items. A €10,000 kitchen could save you €650 in tax.